Terms of Service

Effective Date: August 1, 2026 · Version: V2026.08-Terms · Includes 14-Day Refund Policy & Disclaimers

1. Acceptance of Terms & Contracting Capacity

These Terms of Service constitute a legally binding agreement between the user and Vaticinator governing your access and usage of all digital divination and educational services. By accessing or using the Platform, you agree to be bound by all provisions herein.

2. Nature of Service & Disclaimers

All content generated by Vaticinator is designed strictly as a cognitive tool for personal mindfulness, self-reflection, and philosophical study based on archetypal psychology.

> ✦ Essential Legal Disclaimers: The Platform does NOT provide medical, clinical psychological, legal, financial, or investment advice. Users maintain full personal autonomy and legal responsibility for their decisions and actions.

2.1 Age Restriction & Minor Protection

Strictly 18+. Vaticinator does not provide services to minors. You confirm you are 18 years or older. We do not knowingly collect data from children and will delete any minor account upon discovery. Parents/guardians suspecting minor use should contact us immediately.

2.2 Content Safety — No Intimidation, Threat, Medical or Financial Advice

All readings are for psychological reflection and self-awareness only and are generated as supportive, non-coercive interpretations.

> ✦ Binding Disclaimers (all languages, all readings): > - No intimidation or threats — Readings never contain horror, curse, threat, or intimidation. Any “challenging” card (Tower, Devil, Death, etc.) is interpreted as a psychological archetype for growth, not as a literal threat. > - No medical guidance — No diagnosis, treatment, prescription, or mental-health triage. For health concerns, consult a qualified medical professional. > - No financial/investment advice — No stock, crypto, gambling, loan, or investment recommendations. Financial decisions remain your sole responsibility. > - No legal advice — No statute interpretation or case outcome prediction.

Readings that mention self-harm, violence, or despair automatically trigger a supportive safety preamble with local professional help resources, and the system is constrained to non-fatalistic, agency-affirming language.

2.5 AI-Generated Content & Deeply Customized Model Disclosure

Card interpretations after you draw cards and submit an inquiry are generated using proprietary archetypal synergy algorithms and deeply customized large language models fine-tuned on 1909 Rider-Waite pictorial semiotics, Jungian archetypes, and CBT cognitive reframing, deployed alongside Google Gemini and OpenAI models. Card library pages (Almanac) display static symbolism and do not invoke AI. AI output is provided for psychological insight and decision support only, not as definitive predictions, and adheres strictly to non-fatalistic safety boundaries.

3. Virtual Credits, Billing & 14-Day Refund Guarantee

  • (1) Virtual Point Nature — Points represent digital service units for AI inference, holding no fiat currency value and non-transferable or redeemable for cash.
  • (2) 14-Day Money-Back Guarantee — Users may request a 100% refund for unconsumed credit bundles within 14 calendar days of purchase via our Support Desk, processed within 24 hours of verification. Consumed points are non-refundable due to immediate digital delivery.
  • (3) Free Daily Single Card Reading — Complimentary benefits provided at the Platform's discretion.

4. Acceptable Use Policy & Restrictions

Users agree to refrain from: reverse engineering, decompiling, or attempting to derive source code; automated scraping or unauthorized mirroring of proprietary materials; and using the platform for fraudulent schemes or infringing upon third-party rights.

5. Intellectual Property & Limited License

Excluding public-domain 1909 card art, all codebase, algorithms, courseware, and brand trademarks are the intellectual property of Vaticinator.

6. Limitation of Liability & Force Majeure

To the maximum extent permitted by law, total cumulative liability shall not exceed the amount actually paid by the user in the preceding 12 months.

7. Governing Law & Dispute Resolution

Any dispute shall first be addressed through good-faith negotiation, and if unresolved, submitted to binding arbitration. Legal & Compliance: admin@vaticinator.net

8. Account Registration, Credit System & Purchases

Users must provide a valid email and are personally responsible for account security. Unconsumed credit bundles are eligible for full refund within 14 calendar days via official ticket submission (processed within 24–72 hours). Consumed credits are non-refundable; platform-caused technical losses will be fully compensated.

9. Complete Limitation of Liability

To the fullest extent permitted by law, the Platform shall not be liable for real-world decisions, force majeure interruptions, credential-compromise losses, or third-party content. Maximum liability shall not exceed the total fees paid in the preceding three months.

10. Entire Agreement

This Agreement constitutes the entire agreement between you and the Platform, superseding all prior arrangements. If any provision is invalid, it shall be modified to the minimum necessary extent without affecting remaining provisions. Legal & Compliance: admin@vaticinator.net